It was not so long ago when Facebook users were so upset with the launching of the Facebook Messenger. For most users, it was a hassle, it required a lot of time and it was confusing.

Years later, most, if not all, Facebook members now have the Messenger app on either their Android or iOS phones and gadgets. And, surprisingly, it turns out that this messaging application has more to offer than just letting one connect and chat with a friend.

One of the most interesting features of the Messenger is its capability to let you play basketball and compare scores with your friend. One can also play chess via the application!

However, there is another feature that not most of us are aware of: sending and receiving money from friends.

Yes. The Facebook Messenger has a feature that lets you send and receive money, just like PayPal. However, instead of a credit card, both sender and receiver should have debit cards.

According to CNET, "there's no cost to use the service, which offers PIN-based protection and 'industry-leading security.'" One can send and receive via Facebook payments by following three simple steps.

Step one: One needs to have his or her debit card added. For Android users, go to the Messenger app and then click the Profile icon and look for Payments. For iOS users, go to Settings, then Payments. Then for both users, simply click on the Add New Debit Card and complete that process.

Step two: The sender must start a conversation or chat with the receiver. Click on More icon near the send button. It is represented by three dots inside a rectangular box. For receivers, do the same process.

Step three: Click on Payments, then Next. Fill out everything you need, including what the payment is for, and then click Pay. For those who are requesting for payments, click on Request and fill out all information. Once done, click on Request.

It will appear as an embedded item right inline with the existing chat. One can either accept or deny the payment or request. For more information, check out Facebook's Help Center.