Creditnet.com announced top three credit cards for 2013. The biggest website on credit cards reveals which cards will be giving users Christmas cheer this holiday season.
These cards were deemed the best credit cards when it came to balance transfer. This means users can transfer debt from one card to another and place all their debt to another with comparatively low interest rate. If that isn't enough, the cards are named as the best credit cards for 2013 for the multitude of benefits each one can offer to its owner.
The number one card to cart around this Christmas season is the "Discover It" card. It offers cardholders the longest time margin in which to pay off debts. Discover it also gives a 0% APR introductory period on both balance transfers and purchases. Owners of this card can also gain 5% cash back on specific buys and 1% rebate on all other purchases. It's also one of the best credit cards this 2013 because Discover it has no annual fees, foreign transaction fees or over limit fees.
Another credit card worth its weight in gold is the Citi Simplicity Visa Card. This card does not charge any late fees, annual fees or penalty fees. It can also give users 0% interest on balance transfers or purchases for the first 18 months of use.
Rounding out the top three is the Barclaycard Ring MasterCard. This card gives cardholders 1% cache back on balance transfers made within the first 60 days of account activation. There is also no balance transfer or annual fees to be charged. They also offer an 8% variable APR for balance transfers and purchases.
Knowing which cards are the best credit cards for this year can give shoppers much needed help when it comes to buying for the upcoming Christmas holidays.
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