What would you do if you find out that you have an extra $1,000 in your pocket? Some people who find themselves with the extra money would be happy to spend it on a shopping spree, a designer bag, or a night out in Vegas. But there are other ways to use that money to benefit you and your family this year.

Here are five of the best ways to spend $1,000.

Pay off your credit card debt

Though it’s not as much fun as a night out on the town, paying off credit card debts will greatly benefit you in the long run. If you have a card with a balance of $1,000, pay the full amount. That’s one less thing to worry about next month.

Save for retirement

It has been said that if you start saving up for your retirement, then you give your money more time to grow. If you don’t have a retirement fund as of the moment, put that $1,000 in a retirement account to secure your future.

Use the money to fix whatever needs to be fixed at home

If you’ve been bothered by things that need to be fixed at home, you should make those repairs a priority before things get worse. You can also use the $1,000 to upgrade your home.

Instead of buying a new bag, you could get a new couch to replace the old and hopelessly stained one in your living room. You could also use the cash to set up a home office, a workout area, a mud room, or a crafting and play area in your home.

Brush up on your skills

You could enroll in a business writing course or a short-term computer course. Nowadays, employers are likely to promote or hire people who have a variety of skills, so this investment will definitely be worth it in the future.

Get healthy

Those who are struggling to lose weight or just want to live a healthier lifestyle can use the money to get started. You can hire a personal trainer and consult with a dietitian using the $1,000. You can also buy organic food, which costs a bit more than the produce that you usually find in grocery stores.

For more, check out Jobs & Hire’s report on the gadgets that will save you money in 2017.