When you look at the data-really look and stop trying to minimize the implications by reciting what seem to be falling unemployment numbers-it's clear that millions of people are in tough financial shape.
As a reminder, the actual state of many, according to the Fed, includes 25% of adults who say they're not doing okay, 20% of adults who want to work more (suggesting that they don't have enough work), and a tenth of adults who are unemployed, not the lower numbers you typically hear because the definitions used eliminate many from being counted as not working.
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